Disability Claims & CPP Claims Law Firm Toronto
When disability benefits are denied, the legal battle begins. Our Toronto disability claim lawyers stand up to insurers, employers and government bodies for you.
Confidential consultations · No upfront fees
A denied disability claim can leave you without income when you need it most. Nanua & Ioffe law firm challenges wrongful denials from insurance companies, employers, and government agencies like Service Canada. Whether your claim was denied outright or terminated after months of payments, our lawyers guide you through the complex appeal process to secure the financial support you deserve.
Our Disability Claim Legal Services
Our experienced disability claim lawyers provide strategic representation for denied disability claims, terminated benefits, and appeals against insurers who refuse to pay what they owe.
Employee Long-Term Disability (LTD) Benefits
We appeal wrongful denials of employer-sponsored LTD benefits by challenging insurance companies on their narrow interpretation of "total disability."
Employee Short-Term Disability (STD) Benefits
We act swiftly to reverse wrongful denials of short-term disability (STD) benefits, providing crucial income support during the initial period of your illness or injury.
Privately Purchased Disability Benefits
We represent policyholders who have purchased individual disability insurance plans, holding disability insurers accountable to the terms of their insurance policies.
Union Disability Benefits
We assist union members in navigating the specific appeals processes for their union-sponsored disability plans when illness or injury strikes.
Canadian Pension Plan (CPP) Disability Benefits
We help Canadians denied CPP Disability benefits prove their condition is "severe and prolonged" before tribunals such as Service Canada.
Denied Disability Claim Appeals
Whether your claim was denied outright or terminated after months or years of payments, we handle the entire appeal process from start to finish.
Why Trust Us With Your Claim
A denied disability claim can leave you without income and full of uncertainty. Our approach removes the stress so you can focus entirely on your health and recovery.
- We assess your denial letter and explain your legal options.
- For most disability cases, you pay nothing unless we win.
- We handle every single step of the appeal process.
- You have direct access to your disability lawyer.
That is the difference between fighting an insurance company alone and having experienced disability lawyers in your corner.
Learn about our approach
Our Proven Disability Claim Process
Free Case Review
Denial letter reviewed at no cost.
Medical Evidence Gathering
Medical records collected for the appeal.
Appeal Filed
Paperwork prepared and submitted on time.
Negotiation or Hearing
Insurers pushed. Hearings attended if needed.
Benefits Secured
Monthly payments or lump sum obtained.
Insurance companies count on you giving up after a denial. This process is how we make sure that does not happen — one step at a time, from start to finish.
Disability Claims FAQs
Straight answers about denied claims, appeal timelines, medical evidence, and what to expect when fighting an insurance company.
Still have questions?
Schedule a free consultationAppeal timelines vary but typically range from several months to over a year. Our firm works efficiently to expedite your case and keep you informed throughout the process.
Detailed physician reports, specialist assessments, diagnostic tests, and treatment records that clearly document your functional limitations help build a strong case for benefits approval.
Settling can provide immediate funds but may limit future monthly benefits. Our lawyers help you evaluate if a lump sum settlement aligns with your long-term financial needs.
Insurers often deny claims by narrowly interpreting policy language. We understand their tactics including disputing that your condition meets the definition of total disability, relying on biased medical assessments, and arguing you can perform any occupation after a certain period. Our disability claim lawyers deconstruct these arguments and work with your doctors to build a compelling case demonstrating your true inability to work.
Most Toronto disability lawyers work on a contingency fee basis, meaning you pay legal fees only if your claim is successful, reducing financial risk during litigation.
If benefits are reinstated, you receive back payments for the period you were wrongfully denied plus ongoing monthly benefits. We ensure full compensation for your financial losses.
Canadian citizens and permanent residents can sponsor spouses, partners, children, parents, and other eligible relatives under family sponsorship programs. Our immigration lawyers guide you through the sponsorship process.
Yes, you can receive both CPP Disability benefits and other disability benefits like long-term disability insurance. CPP Disability benefits are provided to those who meet the criteria of being severely and prolonged disabled and have contributed to the CPP.