Disability Claims & CCP

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When you are disabled and your claim is denied by your disability insurance company or CPP, we will review it and represent you through the appeal process to ensure that you receive the benefits you are entitled to. We will also assist you with bringing a legal action against the insurer should it become necessary.

Most disability insurance policies provide that benefits are payable when the insured is “totally disabled” Different policies define “totally disabled” in different ways; some policies tie disability to an inability to generate income at a certain level, such as 60% to 75% of indexed pre-disability earnings. Others simply have a verbal definition of total disability.

Disability Benefits Denied?

Have you applied to receive CPP Disability Benefits and have been denied? Our lawyers can help. The Canadian Government must pay a disability benefit to any Canadian over the age of 18 years who has made a contribution to the Canadian Pension Plan (CPP) and who has suffered a disability either through an accident or disease (i.e. Cancer, Stroke, Spinal Chord Injury, Brain Injury) which leaves him or her unable to work. To qualify for the CPP disability benefit you must have a “severe and prolonged” mental or physical disability.

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